Personal loans, residential loans, home finance and loan consolidation Melbourne, Victoria – Money Ideas Australia
How much can I borrow? Calculator What will my loan or mortgage repayments be?
How much can I borrow? Calculator What will my loan or mortgage repayments be?
Apply online for a home mortgage, loan or other finance Speak to a financial consultant about personal loans, home finance and more
Apply online for a home mortgage, loan or other finance Speak to a financial consultant about personal loans, home finance and more
Request an appointment to talk about loans
Request an appointment to talk about loans
  The Home Loan Process.  
     

When you contact us you will be phoned back by a helpful consultant who will organise a time to visit you when it is most convenient to you. Please review our checklist. Having the required documentation ready certainly speeds up the process. Once you have chosen the right loan for you, the consultant will help you to complete the initial application and documentation

 

The mobile consultant will hand deliver your application to one of our experienced loan processors who will ring you and introduce themselves as your next point of contact. Their job is to present the application to your chosen lender in the lender’s required format and to assist you right through to settlement. The application is sent to the lender.

 

The lender approval is obtained. Sometimes more information or documentation from you is required. An approval letter is sent to you. If a valuation has not already been organised it will be ordered now to obtain unconditional approval.

 
Mortgage documents are mailed to you for signing, once returned, settlement is arranged. You do not need to be present at settlement, if purchasing your solicitor/conveyancer will attend. If refinancing we coordinate and act on your behalf as required.


Settlement occurs! We will notify you and remain always on hand to assist should you require our services further or need assistance. From time to time we will send you our newsletter to keep you updated on market changes and opportunities. Please feel free to recommend our excellent service to your friends, family and workmates!



     
 
 
Mortgage Industry Association of Australia and Finance Brokers Association of Australia Members phone us for financial assistance on 1800 800 112 Search our website for help with finance matters Subscribe to our newsletter to find out more about finance
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Residential loans, home finance and loan consolidation Melbourne, Victoria – Money Ideas Australia

Money Ideas Australia is a 100% Australian owned and operated finance / lending company which services clients through out Australia. Our senior management team has been involved in the finance industry for over 40 years.
Our aim is to obtain a finance solution for each and every client whether it be traditional bank finance, private finance, secured and unsecured lending.
We are proud to be full members of the;
MIAA (Mortgage Industry Association of Australia)
FBAA (Finance Brokers Association of Australia)
We fully support and adhere to all statutory requirements including the Uniform Consumer Credit Code ( UCCC).

Why Money Ideas?
At Money Ideas we pride ourselves on assessing your individual needs and, using our state of the art software, matching you to the right lender from our extensive panel.
Always fast, friendly and efficient, you choose how you prefer to let us help you.
Enquire online, or simply ring us for a chat until you are ready to visit us or have one of our friendly consultants visit you where and when it is most convenient for you.
Best of all we do not charge you a fee if we are unable to obtain you finance. That’s our guarantee.

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