If you own property or looking to purchase, well time for some good news!

Money Ideas has state of the art finance software, which allows us access to lenders who specifically deal with people and businesses in financial difficulty. Just because you fell into arrears after losing your job for a while, or became ill for a period of time, doesn’t mean that you should be refused credit for another five years.

This is often the reply you will receive if you try to get finance from a traditional standard lender. Money Ideas has many other lenders who may provide you with the finance you require.

Before you start thinking that this is too good to be true, remember these lenders are not stupid! They are usually only willing to give you a second chance if they believe that you are an acceptable risk and that there is an acceptable reason for why your credit problem occurred and little chance of it re-occurring.

The benefit is that you can get a second chance and some breathing space while you get back on your feet again. After all, how are you supposed to get out of financial trouble if no one will help you until after you get out of financial trouble?

The best news is when you can demonstrate your ability to make the new loan repayments consistently for a period of time, then Money Ideas will be able to switch your loan back to a standard lender and they will be much more inclined to give you further finance in the future.

Self-Employed applicants, OK
No business Financials, OK
Credit Impaired, OK
Current arrears, OK

Note: The above does not apply to Personal Loan applicants