Personal loans, residential loans, home finance and loan consolidation Melbourne, Victoria – Money Ideas Australia
How much can I borrow? Calculator What will my loan or mortgage repayments be?
How much can I borrow? Calculator What will my loan or mortgage repayments be?
Apply online for a home mortgage, loan or other finance Speak to a financial consultant about personal loans, home finance and more
Apply online for a home mortgage, loan or other finance Speak to a financial consultant about personal loans, home finance and more
Request an appointment to talk about loans
Request an appointment to talk about loans
  Documentation Required Checklist.  
     

Information we require from you will vary depending on the type of loan you are applying for and the lender you choose. Use the information below as a guide only as your MIA consultant will know exactly what you require.

In certain circumstances more or less documentation may be required.

Income PAYG:

  • Last 2 years group certificates or tax returns.
  • Centrelink letter showing income (family allowance etc). Plus
  • 2 Recent pay slips showing YTD earnings. Or
  • Letter on company letterhead confirming details of employment.
  •  
    Income self employed:

    If verifying income:
  • Last 2 years business and individual tax returns.


  • If not verifying income:
  • ABN number.

  • Last 3 months statements of your business bank account.

  •  
    If purchasing a property:

    Savings: 6 months bank statements showing money that you will be using.

    Contract of sale: For the property you are purchasing.
     
    If refinancing a property:

  • Last Land Rates notice.

  • Last Water rates notice.

  • Copy of current House insurance policy.

  •  
    Always required:

    Loan Statements: 12 months of all existing housing loans
    6 months for any other current loans that you have.

    Identification: 100 points worth e.g. (photocopies of your driver’s licence, Medicare card, passport, credit cards).
     
    Your consultant and loan processor will assist you in obtaining the documentation required; often alternative documentation can be substituted.



         
         
     
     
    Mortgage Industry Association of Australia and Finance Brokers Association of Australia Members phone us for financial assistance on 1800 800 112 Search our website for help with finance matters Subscribe to our newsletter to find out more about finance
      Disclaimer Privacy Dispute Resolution Security Links Site Map  
     

    Residential loans, home finance and loan consolidation Melbourne, Victoria – Money Ideas Australia

    Money Ideas Australia is a 100% Australian owned and operated finance / lending company which services clients through out Australia. Our senior management team has been involved in the finance industry for over 40 years.
    Our aim is to obtain a finance solution for each and every client whether it be traditional bank finance, private finance, secured and unsecured lending.
    We are proud to be full members of the;
    MIAA (Mortgage Industry Association of Australia)
    FBAA (Finance Brokers Association of Australia)
    We fully support and adhere to all statutory requirements including the Uniform Consumer Credit Code ( UCCC).

    Why Money Ideas?
    At Money Ideas we pride ourselves on assessing your individual needs and, using our state of the art software, matching you to the right lender from our extensive panel.
    Always fast, friendly and efficient, you choose how you prefer to let us help you.
    Enquire online, or simply ring us for a chat until you are ready to visit us or have one of our friendly consultants visit you where and when it is most convenient for you.
    Best of all we do not charge you a fee if we are unable to obtain you finance. That’s our guarantee.

    Home loans home finance, loan consolidation, business loans commercial loans, low rate loan, on line loan, unsecured, best home loan, cheap home loan, low interest rate, bad credit, low doc, bank loan, refinance, mortgage, mortgage refinance, broker, mortgage calculator, commercial finance, loan refinance, debt consolidation, Aussie home loan


    Melbourne Web Site Designers and
    web hosting Web Genius